Get Pre-Qualified for Used Car Financing in Plant City, FL
Fill out the application below to get started!
1
Apply Online
Takes about 15 minutes. No impact to your credit. Get pre-qualified before you come in.
2
Book & Come In
Bring your license, proof of income, proof of residence, insurance, and your down payment. A real person — our underwriter — reviews your full situation.
3
Let's Get You Rollin'
Once approved, we go over everything in writing, you sign, and you drive home. No conditions. No surprises.
All financing terms are disclosed in writing before you sign. We finance qualified customers directly and also work with outside lenders when available. Outside lender financing does not include ownership program benefits. All United Auto is an equal opportunity dealer.
No impact to your credit! No SSN Needed!
Why Pre-Qualify with All United Auto?
- No Impact to Credit — Our process lets you get an idea of your approval options without affecting your credit score.
- Fast & Easy — Apply in just a few minutes from your phone, tablet, or computer.
- Flexible Options — Low down payments, custom plans, and in-house financing designed for your situation.
- No Pressure — You’re in control. Use your pre-qualification to browse vehicles confidently.
FINANCING
Getting Approved Is Simple.
We handle financing right here. No banks. No middleman. A real person — our underwriter — looks at your situation and makes the decision. Once you’re approved, you’re approved. No conditions, no callbacks, no surprises.
Includes Full Program
Finance With Us
Flexible payments built around your income. Includes the full ownership program — warranty, maintenance plan, loaner car, private towing access, and more.
Also Available
Outside Lenders
We also work with outside lenders. Please note — outside lender financing does not include our ownership program benefits.
1
Apply Online
Takes about 15 minutes. No impact to your credit. Get pre-qualified before you come in.
2
Set Your Appointment & Come In
Bring your license, proof of income, proof of residence, insurance, and your down payment. A real person — our underwriter — reviews your full situation.
3
Let's Get You Rollin'
Once approved, we go over everything in writing, you sign, and you drive home. No conditions. No surprises.
All financing terms are disclosed in writing before you sign. We finance qualified customers directly and also work with outside lenders when available. Outside lender financing does not include ownership program benefits. All United Auto is an equal opportunity dealer.
Questions People Always Ask
How much is the down payment?
There’s no set number. We look at your income and the vehicle and find what works for your budget. Some people put down $1,000, others put down more. Let’s figure out what works for you first.
What's the full price of the car?
The price includes the car, taxes, tag, title, a $995 dealer fee, and a $495 e-filing fee. We go through every number with you in writing before you sign. No surprises.
Do I need good credit?
No. We work with bad credit, no credit, and people rebuilding. We look at your full situation — not just a score.
How does your financing work?
We handle financing right here. Our underwriter — a real person — reviews your application personally. Once you’re approved, you’re fully approved. No conditions.
Can I trade in my car?
Yes. We take trade-ins and apply the value toward your purchase. We also buy cars outright even if you’re not buying from us.
Do outside lenders get the same program?
No. The warranty, maintenance plan, loaner car, and all other program benefits are only available when you finance with us.
How much is the down payment?
There’s no set number. We look at your income and the vehicle and find what works for your budget. Some people put down $1,000, others put down more. Let’s figure out what works for you first.
What's the full price of the car?
The price includes the car, taxes, tag, title, a $995 dealer fee, and a $495 e-filing fee. We go through every number with you in writing before you sign. No surprises.
Do I need good credit?
No. We work with bad credit, no credit, and people rebuilding. We look at your full situation — not just a score.
How does your financing work?
We handle financing right here. Our underwriter — a real person — reviews your application personally. Once you’re approved, you’re fully approved. No conditions.
Can I trade in my car?
Yes. We take trade-ins and apply the value toward your purchase. We also buy cars outright even if you’re not buying from us.
Do outside lenders get the same program?
Let’s Connect
Have a question about a vehicle? Need help with financing? Just want to say hello? We’d love to hear from you. Use the form below, give us a call, or stop by in person.
