Easy Auto Financing, Even With Bad or No Credit
Together, We’ll Go Places.
SIMPLE PROCESS
Let’s Get You Rollin’
Apply online. Set your appointment. Come in ready. We’ll do the rest.
Apply Online
Fill out our simple application in about 15 minutes. No impact to your credit to get pre-qualified.
Set Your Appointment
Schedule your visit, browse inventory online first, and arrive prepared so we can get you rolling faster.
Come Ready. Roll Out
Bring license, income proof, residence proof, insurance, and a down payment. Once approved, drive home.
OUR PROGRAM
When You Finance With Us, You Get All of This.
Most dealerships sell you a car and that’s it. We do things differently. Every car you finance with us comes with a full program to keep you on the road.
18-Month Warranty
18-month warranty covers key systems, with written terms before you sign.
5-Year Maintenance Plan
5-year plan gives service discounts nationwide, saving an estimated $2,500.
Loaner Car During Repairs
Get a loaner car during covered repairs, so your day keeps moving.
Exclusive Private Towing Access
Get exclusive private towing access with fast, direct customer support.
Builds Your Credit
On-time payments are reported monthly to help support your credit history.
We're Here After the Sale
We’re here after the sale with real support when you need us.
Affordable Down Payments. Flexible Financing. Fast Pre-Qualification.
Financing a vehicle at All United Auto is simple, supportive, and straightforward. Whether you’re just starting to rebuild your credit or you’re shopping with cash, our team is here to guide you through the process — not pressure you through it.
Most customers can get pre-qualified in under 15 minutes, either online or right here at the dealership. Once approved, you can browse our in-house inventory with confidence. Low down payments make it easy to get behind the wheel — and our team will help you match your vehicle to your budget and lifestyle.
Explore Our Featured Inventory
Our inventory is hand-picked, locally inspected, and reconditioned to a high standard — so you don’t have to worry about surprises after the sale. Every in-house financed car, truck, and SUV comes with a warranty and access to our exclusive 5-year maintenance plan.
Use the tools below to browse some of our featured vehicles. Whether you’re looking for a dependable commuter, a roomy SUV, or a fuel-efficient sedan, we have options that match your needs and budget.
Total Peace of Mind with Our 5-Year Maintenance Plan
Owning a car shouldn’t mean worrying about unexpected service costs. That’s why we include access to our 5-year maintenance plan — designed to keep your vehicle running smoothly and your out-of-pocket costs low.
Our maintenance plan gives you access to trusted national service providers like Pep Boys and Firestone. Whether you’re at home or on the road, you’ll have coverage that includes:
- Free check engine light diagnostics
- Free alignment checks
- Discounted oil changes
- Discounted tires and services
- Partner service access nationwide
With this plan, you’re never alone on the road — and your vehicle is protected well beyond the point of sale.
When You Finance With Us — You Get All of This
- 18-Month Warranty
Covers your engine, transmission, and more. Full terms in writing before you sign. - 5-Year Maintenance Plan
Save on oil changes, tires, brakes, and more at Pep Boys and Firestone nationwide. - Loaner Car During Repairs
If your car is in for a warranty repair, we give you a loaner so you’re never stuck. - Private Towing Access
Our own trucks are on call. You’re never left on the side of the road alone. - Builds Your Credit
Your on-time payments are reported monthly to the credit bureaus.
We Buy Cars — No Trade-In Required
Looking to sell your vehicle? We make it easy. All United Auto will buy your car even if you’re not planning to purchase from us. You’ll get a fast, fair offer based on market conditions — no games, no pressure.
Whether you’re upgrading, downsizing, or simply ready to sell, we’re here to help you get paid quickly.
Get $200 for Every Referral
Know someone looking for a great used car? When you send them to All United Auto and they make a purchase, we’ll thank you with $200. It’s our way of giving back to the community that continues to support us.
Referrals are easy to track through our system and can be redeemed via check or store credit. Send your friends, coworkers, or family our way and let us do the rest.
Visit Our Dealership in Plant City, FL
Stop by our dealership today to experience better cars, better prices, and better people. We’re proud to serve customers throughout Hillsborough and Polk County with honest service and quality vehicles.
No Impact to Your Credit
Ready to Get Pre-Qualified?
Takes about 15 minutes. We work with all credit backgrounds. Our underwriter looks at your real situation — not just a number.
OUR PROGRAM
When You Finance With Us, You Get All of This.
Most dealerships sell you a car and that’s it. We do things differently. Every car you finance with us comes with a full program to keep you on the road.
18-Month Warranty
Your engine, transmission, drive axle, and cooling system are covered for 18 months or 18,000 miles. We put the full terms in writing before you sign — no surprises.
5-Year Maintenance Plan
Get discounts on oil changes, brakes, tires, alignments, and more at Pep Boys, Firestone, and partner locations nationwide. Saves you an estimated $2,500 over 5 years.
Loaner Car During Repairs
If your car needs to come in for a covered warranty repair, we give you a loaner vehicle. Your life doesn’t stop just because your car is in the shop.
Exclusive Private Towing Access
As our customer you get access to private towing — no waiting on hold with AAA or motor clubs. When you need a tow, we connect you directly. Faster, more personal, and exclusive to All United Auto customers.
Builds Your Credit
Every on-time payment you make is reported to the credit bureaus each month. Pay on time and watch your credit score improve over time.
We're Here After the Sale
Got a question? Need help? We pick up the phone. We build real relationships — we’re not a “sell you a car and disappear” kind of dealership.
When You Finance With Us — You Get All of This
- 18-Month Warranty
Covers your engine, transmission, and more. Full terms in writing before you sign. - 5-Year Maintenance Plan
Save on oil changes, tires, brakes, and more at Pep Boys and Firestone nationwide. - Loaner Car During Repairs
If your car is in for a warranty repair, we give you a loaner so you’re never stuck. - Private Towing Access
Our own trucks are on call. You’re never left on the side of the road alone. - Builds Your Credit
Your on-time payments are reported monthly to the credit bureaus.
